/* PREMIUM REFINEMENTS v12 */
:root{
  --mba-ink:#171717;
  --mba-muted:#626660;
  --mba-line:#e5dacb;
  --mba-soft:#f5eee4;
  --mba-soft-2:#fbf8f2;
  --mba-gold:#b38a5d;
  --mba-gold-deep:#9f7649;
  --mba-dark:#101214;
}
body{background:#fbf8f2}
/* keep search field visible and premium on desktop */
.site-header .nav-right{gap:14px!important}
.site-header .search-form{display:flex!important;align-items:center;gap:10px;min-width:280px!important;width:280px!important;height:44px!important;padding:0 14px!important;border:1px solid #ddd1c0!important;border-radius:999px!important;background:#fff!important;box-shadow:0 8px 20px rgba(57,42,26,.04)!important}
.site-header .search-form input{display:block!important;flex:1;border:0!important;outline:none!important;background:transparent!important;color:#2e312e!important;font-size:12px!important;padding:0!important}
.site-header .search-form .ico{display:block!important;position:relative;width:15px;height:15px;font-size:0!important;color:#7b766f;flex:0 0 15px}
.site-header .search-form .ico:before{width:11px!important;height:11px!important;border-color:#7d756b!important;transform:none!important}
.site-header .search-form .ico:after{width:6px!important;background:#7d756b!important;transform:rotate(45deg) translate(8px,-1px)!important}
.site-header .btn.btn-dark{background:#111!important;border-color:#111!important;color:#fff!important;border-radius:999px!important;padding:12px 18px!important;font-weight:700!important}
@media(max-width:980px){.site-header .search-form{min-width:230px!important;width:230px!important}}
@media(max-width:760px){.site-header .search-form{display:none!important}}

/* footer refresh */
.footer.footer-graphic{background:radial-gradient(circle at top left, rgba(190,154,101,.13), transparent 32%),linear-gradient(180deg,#101112 0%,#090a0b 100%)!important;overflow:hidden}
.v83-footer{width:min(1380px,calc(100% - 68px));padding:34px 0 16px}
.v83-footer-top{grid-template-columns:minmax(250px,1.2fr) 120px 150px minmax(260px,1fr) minmax(260px,1fr);gap:30px;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.12)}
.v83-footer-brand{position:relative;padding-left:54px!important;font-size:31px!important;letter-spacing:-.05em!important}
.v83-footer-brand:before{content:'M';position:absolute;left:0;top:-4px;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;font:700 20px/1 Georgia,"Times New Roman",serif;color:#111;background:linear-gradient(135deg,#d8be97,#a67d4f);box-shadow:0 8px 18px rgba(0,0,0,.25)}
.v83-footer-tag{margin-top:10px;font-size:9px!important;letter-spacing:.18em!important;color:#beb7ab!important}
.v83-footer h4{margin:0 0 10px;font:700 11px/1.2 Arial,sans-serif!important;letter-spacing:.08em;color:#f2ede6!important;text-transform:uppercase}
.v83-footer a{color:#d7d2ca!important;font-size:11px!important;line-height:1.6!important}
.v83-footer a:hover{color:#fff!important}
.v83-footer p{font-size:11px!important;line-height:1.55!important;color:#cfcac1!important}
.v83-news{margin-top:11px;display:flex;align-items:center;border:1px solid rgba(255,255,255,.16);border-radius:999px;overflow:hidden;background:rgba(255,255,255,.04)}
.v83-news input{flex:1;min-width:0;height:46px;border:0;background:transparent;color:#fff;padding:0 18px;font-size:13px}
.v83-news button{width:56px;height:46px;border:0;background:linear-gradient(135deg,#d0b084,#ab7d4d);color:#151515;font-size:19px;font-weight:700;cursor:pointer}
.v83-footer-art{display:grid;grid-template-columns:1fr auto;grid-template-areas:'hand social' 'mount right';align-items:start;gap:16px 20px;min-height:130px}
.v83-hand{grid-area:hand;font:italic 31px/1.02 Georgia,serif;color:#f3eee7;max-width:280px}
.v83-mountain{grid-area:mount;width:210px;height:auto;opacity:.95}
.v83-social{grid-area:social;display:flex;gap:10px;justify-self:end;align-items:center}
.v83-social span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.04);color:#fff;font:700 12px/1 Arial,sans-serif;box-shadow:inset 0 1px 0 rgba(255,255,255,.06)}
.v83-social span:last-child{font-size:11px}
.v83-rightlinks{grid-area:right;display:flex;gap:14px 18px;flex-wrap:wrap;justify-self:end;max-width:320px;align-items:flex-start}
.v83-rightlinks a{font-size:10px!important;letter-spacing:.12em;text-transform:uppercase;color:#cbc5bc!important}
.v83-footer-bottom{padding-top:14px;align-items:center;font-size:10px!important;color:#9e9c97!important}
.v83-footer-bottom .v83-legal{gap:10px;flex-wrap:wrap;justify-content:flex-end}
.v83-footer-bottom a{font-size:10px!important;color:#c8c2b9!important}
@media(max-width:980px){.v83-footer{width:min(100% - 40px,980px)}.v83-footer-top{grid-template-columns:1fr 1fr 1fr}.v83-footer-top>div:first-child,.v83-footer-top>div:nth-child(4),.v83-footer-top>div:nth-child(5){grid-column:1/-1}.v83-footer-art{grid-template-columns:1fr}.v83-social,.v83-rightlinks{justify-self:start}}
@media(max-width:640px){.v83-footer{width:min(100% - 28px,680px)}.v83-footer-top{grid-template-columns:1fr 1fr}.v83-footer-top>div:first-child,.v83-footer-top>div:nth-child(4),.v83-footer-top>div:nth-child(5){grid-column:1/-1}.v83-footer-brand{font-size:26px!important}.v83-footer-brand:before{top:-2px}.v83-footer-art{gap:10px}.v83-hand{font-size:24px}.v83-footer-bottom{flex-direction:column;align-items:flex-start}}

/* author image fixes */
.team-card img,.about-team-grid img,.team-mosaic img,.author-portrait img,.author-article-card img{object-position:center 9%!important}
.team-card img{height:320px!important}
.about-team-grid a{height:278px!important}
.about-team-grid img{object-position:center 8%!important}
.team-mosaic{grid-template-rows:repeat(2,215px)!important}
.author-portrait img{object-position:center 10%!important}
.article-author-box img,.premium-avatar img,.ed-author img,.premium-author .premium-avatar img{object-fit:cover!important;object-position:center 12%!important;display:block;width:100%;height:100%}
.premium-avatar{width:52px!important;height:52px!important;overflow:hidden;border:1px solid #e6dccf;background:#efe3d0!important;box-shadow:0 8px 18px rgba(56,41,24,.08)!important}
.ed-author img{width:48px!important;height:48px!important;border:1px solid #eadfcf;box-shadow:0 6px 14px rgba(58,45,29,.08)}
.article-author-box img{box-shadow:0 10px 22px rgba(55,43,28,.14)!important}

/* bank page upgrade */
.bank-detail-hero{padding:42px 0 42px!important;background:linear-gradient(180deg,#fbf8f2 0%,#f7f1e7 100%)!important;border-bottom:1px solid #eadfce!important}
.bank-detail-grid{grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr)!important;gap:34px!important;align-items:start!important}
.bank-brand-intro{display:flex;gap:18px;align-items:flex-start;margin:10px 0 12px}
.bank-brand-intro .bank-page-logo{flex:0 0 92px;width:92px;height:92px;margin:0!important;padding:14px;border-radius:24px;background:linear-gradient(180deg,#fffdf9,#f4ebe0);border:1px solid #e8dbca;box-shadow:0 12px 24px rgba(59,44,29,.07)}
.bank-brand-intro .bank-page-logo img{width:100%;height:100%;object-fit:contain}
.bank-title-copy{min-width:0}
.bank-title-copy h1{margin:0 0 8px!important;font-size:clamp(44px,4.8vw,64px)!important;line-height:.95!important;letter-spacing:-.045em}
.bank-title-copy p{margin:0!important;font-size:17px!important;line-height:1.62!important;color:#58606a!important;max-width:720px}
.bank-facts{display:flex;flex-wrap:wrap;gap:9px;margin-top:14px}
.bank-fact-chip{display:inline-flex;align-items:center;padding:8px 12px;border-radius:999px;background:#fffdfa;border:1px solid #e5d8c8;color:#6b5f52;font:700 10px/1 Arial,sans-serif;letter-spacing:.06em}
.bank-detail-main .small-label{margin-bottom:6px}
.bank-topic-chips{gap:9px!important;margin-top:20px!important}
.bank-topic-chips span{padding:9px 13px!important;border:1px solid #ddcfbc!important;border-radius:999px!important;background:linear-gradient(180deg,#fffdfa,#f5ede2)!important;color:#6a5d4d!important;font-size:11px!important;font-weight:800!important;box-shadow:0 2px 0 rgba(255,255,255,.7) inset}
.bank-detail-hero .mini-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px!important}
.bank-detail-hero .mini-nav a{display:inline-flex;align-items:center;justify-content:center;padding:11px 16px!important;border-radius:999px!important;background:#fff!important;border:1px solid #dcccc0!important;color:#3e403d!important;font:700 12px/1 Arial,sans-serif!important;box-shadow:0 10px 18px rgba(62,48,32,.04)}
.bank-detail-hero .mini-nav a:last-child{background:#111!important;border-color:#111!important;color:#fff!important}
.bank-brief-panel{background:linear-gradient(180deg,#fffdfa 0%,#f4ece1 100%)!important;border:1px solid #e5d8c8!important;border-radius:28px!important;padding:24px 24px 22px!important;color:#222!important;box-shadow:0 22px 40px rgba(58,43,24,.08)!important}
.bank-brief-panel>.small-label{color:#9b754e!important;margin-bottom:8px!important}
.bank-brief-intro{font:400 15px/1.56 Georgia,serif;color:#4a4946;margin:0 0 12px}
.bank-brief-panel .bank-note{margin-top:10px!important;padding:14px 15px!important;border-radius:18px!important;background:#fffaf4!important;border:1px solid #eadcc9!important;box-shadow:none!important}
.bank-brief-panel .bank-note b{display:block;color:#171717!important;font:700 11px/1.2 Arial,sans-serif!important;letter-spacing:.11em;text-transform:uppercase;margin-bottom:7px}
.bank-brief-panel .bank-note span{display:block;color:#5b605e!important;font:400 13px/1.55 Arial,sans-serif!important}
.bank-brief-note{margin:15px 0 0!important;padding-top:14px;border-top:1px solid #e8dccd;color:#75716a!important;font:400 12px/1.55 Arial,sans-serif!important}
@media(max-width:960px){.bank-detail-grid{grid-template-columns:1fr!important}.bank-brand-intro{display:block}.bank-brand-intro .bank-page-logo{margin-bottom:14px!important}}


/* v14 bank page refinements */
.bank-detail-grid{grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr)!important;gap:34px!important;align-items:stretch!important}
.bank-detail-main,.bank-brief-panel{min-height:100%}
.bank-detail-main{display:flex;flex-direction:column}
.bank-brand-intro{display:flex;gap:20px;align-items:flex-start;margin:10px 0 16px}
.bank-brand-intro .bank-page-logo{flex:0 0 104px;width:104px;height:104px;padding:18px;border-radius:20px;background:linear-gradient(180deg,#fffefb,#f5ede1);border:1px solid #e4d6c4;box-shadow:0 10px 26px rgba(58,44,26,.05)}
.bank-title-copy h1{margin:0 0 10px!important;font-size:clamp(46px,5vw,68px)!important;line-height:.95!important;letter-spacing:-.05em}
.bank-title-copy p{margin:0!important;font-size:17px!important;line-height:1.66!important;color:#58606a!important;max-width:740px}
.bank-facts{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:18px}
.bank-fact-chip{display:block;padding:12px 14px;border-radius:0!important;background:#fffdf9;border:1px solid #e6dbc9;color:#53493f;font:700 11px/1.45 Arial,sans-serif;letter-spacing:.08em;text-transform:uppercase;box-shadow:none}
.bank-topic-chips{display:flex;flex-wrap:wrap;gap:10px!important;margin-top:18px!important;padding-top:18px;border-top:1px solid #eadfce}
.bank-topic-chips span{padding:0 14px 0 0!important;border:none!important;border-radius:0!important;background:transparent!important;color:#8e6842!important;font-size:12px!important;font-weight:800!important;box-shadow:none!important;position:relative}
.bank-topic-chips span:after{content:"/";position:absolute;right:0;top:0;color:#ccb79a}
.bank-topic-chips span:last-child:after{display:none}
.bank-detail-hero .mini-nav{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px!important}
.bank-detail-hero .mini-nav a{padding:13px 16px!important;border-radius:0!important;background:#fff!important;border:1px solid #e3d7c8!important;color:#2f3130!important;font:700 12px/1.25 Arial,sans-serif!important;box-shadow:none;text-align:left;justify-content:flex-start}
.bank-detail-hero .mini-nav a:last-child{background:#141414!important;border-color:#141414!important;color:#fff!important}
.bank-detail-main .bank-support-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:auto;padding-top:18px}
.bank-support-card{border:1px solid #e6dbc9;background:linear-gradient(180deg,#fffdf9,#f8f1e7);padding:16px 16px 15px;border-radius:0;min-height:136px}
.bank-support-card .eyebrow{font:700 10px/1.2 Arial,sans-serif;letter-spacing:.16em;text-transform:uppercase;color:#9f784f;margin-bottom:10px}
.bank-support-card p{margin:0;color:#5c625e;font:400 13px/1.6 Arial,sans-serif}
.bank-brief-panel{background:linear-gradient(180deg,#fffdfa 0%,#f5ede2 100%)!important;border:1px solid #e5d8c8!important;border-radius:0!important;padding:24px 24px 22px!important;color:#222!important;box-shadow:0 14px 30px rgba(58,43,24,.05)!important;display:flex;flex-direction:column}
.bank-brief-panel>.small-label{color:#9b754e!important;margin-bottom:8px!important}
.bank-brief-intro{font:400 16px/1.62 Georgia,serif;color:#423f3b;margin:0 0 14px}
.bank-brief-panel .bank-note{margin-top:10px!important;padding:14px 16px!important;border-radius:0!important;background:#fffaf4!important;border:1px solid #eadcc9!important;box-shadow:none!important}
.bank-brief-panel .bank-note b{display:block;color:#171717!important;font:700 11px/1.2 Arial,sans-serif!important;letter-spacing:.11em;text-transform:uppercase;margin-bottom:7px}
.bank-brief-panel .bank-note span{display:block;color:#5b605e!important;font:400 13px/1.6 Arial,sans-serif!important}
.bank-brief-note{margin:14px 0 0!important;padding-top:14px;border-top:1px solid #e8dccd;color:#75716a!important;font:400 12px/1.6 Arial,sans-serif!important}
@media(max-width:1060px){.bank-facts,.bank-detail-hero .mini-nav{grid-template-columns:1fr 1fr}.bank-detail-main .bank-support-grid{grid-template-columns:1fr}.bank-detail-grid{grid-template-columns:1fr!important}}
@media(max-width:760px){.bank-facts,.bank-detail-hero .mini-nav{grid-template-columns:1fr}.bank-brand-intro{display:block}.bank-brand-intro .bank-page-logo{margin-bottom:14px!important}}

/* v15 bank expansion */
.bank-logo-text{display:grid!important;place-items:center!important;font:800 20px/1 Arial,sans-serif!important;letter-spacing:-.04em;color:#1d1d1d!important;background:linear-gradient(145deg,#fffdf8,#efe2d0)!important;border:1px solid #e2d3bf!important}
.bank-logo-text span{display:block;text-align:center;max-width:78px;word-break:keep-all}
.bank-card .bank-mark.bank-logo-text{width:58px!important;height:58px!important;border-radius:18px!important;padding:0!important;flex:0 0 58px!important;font-size:14px!important}
.bank-card .bank-mark.bank-logo-text span{max-width:50px}
.bank-demand-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:22px}
.bank-demand-card{background:#fffdfa;border:1px solid #e5d8c8;padding:18px 18px 17px;min-height:145px;display:flex;flex-direction:column;justify-content:space-between}
.bank-demand-card .kicker{font:700 10px/1.2 Arial,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:#a3774e;margin-bottom:12px}
.bank-demand-card h3{font:700 25px/1.02 Georgia,serif;letter-spacing:-.025em;margin:0 0 9px}
.bank-demand-card p{margin:0;color:#626660;font:400 13px/1.55 Arial,sans-serif}
.bank-demand-card small{display:block;margin-top:15px;color:#8a8176;font:700 10px/1.2 Arial,sans-serif;letter-spacing:.08em;text-transform:uppercase}
.bank-section-label{margin:34px 0 16px;font:700 11px/1.2 Arial,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:#9e744a}
.bank-grid.bank-grid-expanded{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:980px){.bank-demand-grid,.bank-grid.bank-grid-expanded{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.bank-demand-grid,.bank-grid.bank-grid-expanded{grid-template-columns:1fr}}

/* v15.1 bank logo completion */
.bank-page-logo.bank-logo-image img,.bank-mark.bank-mark-image img{display:block;width:100%;height:100%;object-fit:contain;object-position:center}
.bank-mark.bank-mark-image{overflow:hidden;background:#fff;border:1px solid #eadfce}
.bank-page-logo.bank-logo-image{overflow:hidden}

/* v18.2 global article-image framing rule: keep people fully framed toward the upper third */
.author-article-card img,.card-grid-3 .article-top.article-top-image img,.topic-image-card img,.premium-related-thumb{object-position:center 20%!important;}