/* One isolated header shared by every page. */
.mba-premium-header{position:relative;z-index:20;background:#fbf9f5;color:#151613;border-bottom:1px solid #e8e1d6;font-family:Georgia,'Times New Roman',serif;box-sizing:border-box;width:100%;margin:0;padding:0}
.mba-premium-header *{box-sizing:border-box}
.mba-premium-header .container{width:92%;max-width:1320px;margin:0 auto;padding:0}
.mba-premium-header a{color:inherit;text-decoration:none}
.mba-premium-header .header-inner{min-height:100px;display:flex;align-items:center;gap:26px}
.mba-premium-header .brand{display:inline-flex;flex-direction:column;white-space:nowrap;gap:0;padding:0;margin:0;text-decoration:none}
.mba-premium-header .wordmark{font-family:Georgia,'Times New Roman',serif;font-size:clamp(30px,3.3vw,46px);font-weight:700;letter-spacing:-1.6px;line-height:1.08;color:#151613}
.mba-premium-header .wordmark>span{color:#a0633e}
.mba-premium-header .tagline{display:flex;justify-content:space-between;width:100%;font:600 clamp(10px,.9vw,12px)/1.2 Arial,sans-serif;letter-spacing:0;margin-top:8px;text-transform:uppercase;text-align:initial;color:#262722}
.mba-premium-header #main-nav{margin:0 0 0 auto;display:flex;gap:clamp(20px,2.7vw,40px);font:16px/1.4 Georgia,serif;padding:0;align-items:center;background:none}
.mba-premium-header #main-nav a{padding:8px 0;border:0;background:none;font:inherit}
.mba-premium-header #main-nav a:hover{color:#975027}
.mba-premium-header #main-nav a[aria-current="page"]{text-decoration:underline;text-underline-offset:7px;text-decoration-color:#a0633e}
.mba-premium-header .header-actions{display:flex;gap:16px;margin-left:35px}
.mba-premium-header .header-actions button{border:0;background:none;padding:7px;color:#151613;cursor:pointer;border-radius:4px;margin:0;box-shadow:none;width:auto;height:auto}
.mba-premium-header .header-actions svg{display:block;width:21px;height:21px}
.mba-premium-header .menu-toggle{display:none}
.mba-premium-header .search-panel{padding:24px 0;border-top:1px solid #e8e1d6;background:#fbf9f5}
.mba-premium-header .search-panel label{display:block;margin-bottom:12px;font:17px/1.4 Georgia,serif}
.mba-premium-header .search-line{display:flex;gap:10px}
.mba-premium-header .search-line input{flex:1;min-width:0;border:1px solid #d5c2ac;border-radius:4px;background:white;color:#151613;padding:14px;font:17px/1.4 Georgia,serif;box-shadow:none;width:auto;height:auto}
.mba-premium-header .copper-button{display:inline-flex;align-items:center;justify-content:center;gap:16px;color:white;background:linear-gradient(135deg,#b5845d,#975e38);border:1px solid #bf906d;border-radius:3px;padding:14px 27px;box-shadow:inset 0 1px 0 #ffffff20;font:17px/1.4 Georgia,serif;cursor:pointer;margin:0;width:auto;height:auto}
.mba-premium-header [hidden]{display:none!important}
.mba-premium-header a:focus-visible,.mba-premium-header button:focus-visible,.mba-premium-header input:focus-visible{outline:2px solid #975027;outline-offset:5px}
@media(max-width:1100px){.mba-premium-header #main-nav{font-size:13px}.mba-premium-header .header-actions{margin-left:14px}}
@media(max-width:760px){.mba-premium-header .container{width:90%}.mba-premium-header .header-inner{min-height:88px;flex-wrap:wrap;gap:10px}.mba-premium-header .wordmark{font-size:32px}.mba-premium-header .tagline{font-size:10px}.mba-premium-header .header-actions{margin-left:auto;gap:7px}.mba-premium-header .menu-toggle{display:block}.mba-premium-header #main-nav{display:none;order:3;width:100%;margin:0;padding:10px 0 17px;flex-wrap:wrap;justify-content:space-between;font-size:15px;gap:12px}.mba-premium-header #main-nav.is-open{display:flex}.mba-premium-header .search-line{gap:8px}.mba-premium-header .copper-button{padding:12px 18px;font-size:15px}}
@media(max-width:400px){.mba-premium-header .wordmark{font-size:29px}.mba-premium-header .tagline{font-size:9px}}
.mba-premium-header a{background:none;border:0;border-radius:0;margin-top:0;box-shadow:none}
.mba-premium-header .tagline>span{color:inherit;background:none}

/* Shared approved footer, isolated from legacy page styles. */
.mba-premium-footer{box-sizing:border-box;background:radial-gradient(ellipse at 30% 0,#292a25,#171816 70%);color:#f6f2eb;padding:38px 0 24px;font-family:Georgia,'Times New Roman',serif;margin-top:0;width:100%;clear:both}
.mba-premium-footer *{box-sizing:border-box}
.mba-premium-footer .container{width:92%;max-width:1320px;margin:0 auto;padding:0}
.mba-premium-footer a{color:inherit;text-decoration:none}
.mba-premium-footer a:hover{color:#d49b6b}
.mba-premium-footer a:focus-visible,.mba-premium-footer input:focus-visible,.mba-premium-footer button:focus-visible{outline:2px solid #d49b6b;outline-offset:5px}
.mba-premium-footer h2,.mba-premium-footer p{margin:0}
.mba-premium-footer .mba-shell-grid{display:grid;grid-template-columns:minmax(0,30fr) minmax(0,14fr) minmax(0,34fr) minmax(0,22fr);align-items:start;gap:0}
.mba-premium-footer .mba-shell-grid>div{min-width:0;padding-left:28px;border-left:1px solid #675846;background:none}
.mba-premium-footer .mba-shell-grid>div:first-child{padding:0 22px 0 0;border:0}
.mba-premium-footer .brand{display:inline-flex;flex-direction:column;white-space:nowrap;margin:0 0 20px;padding:0;gap:0;max-width:100%}
.mba-premium-footer .wordmark{font-family:Georgia,'Times New Roman',serif;font-size:clamp(28px,2.65vw,38px);font-weight:700;letter-spacing:-1.3px;line-height:1.08;color:#f7f3eb;display:block}
.mba-premium-footer .wordmark>span{color:#d3976a}
.mba-premium-footer .tagline{display:flex;justify-content:space-between;width:100%;font:600 10px/1.3 Arial,sans-serif;color:#eee5d8;letter-spacing:0;text-transform:uppercase;margin-top:9px;text-align:initial}
.mba-premium-footer p{font-size:16px;line-height:1.45;color:#ddd6ca}
.mba-premium-footer .social-marks{display:flex;gap:25px;margin-top:20px;align-items:center;font:17px Arial,sans-serif;color:#f6f2eb}
.mba-premium-footer .social-marks span:last-child{font-size:12px;font-weight:700;border:1px solid #cfc2af;padding:2px;border-radius:2px}
.mba-premium-footer h2{font-size:20px;font-weight:500;line-height:1.3;margin-bottom:12px;color:#f6f2eb;letter-spacing:0}
.mba-premium-footer .footer-explore nav{display:flex;flex-direction:column;gap:9px;font-size:16px;line-height:1.3;margin:0;padding:0}
.mba-premium-footer .subscribe-line{display:flex;margin-top:16px;gap:0;max-width:100%}
.mba-premium-footer .subscribe-line input{font:15px/1.3 Georgia,serif;width:65%;min-width:0;padding:13px 12px;color:#fff;background:#20211e;border:1px solid #94836d;border-radius:4px 0 0 4px;box-shadow:none}
.mba-premium-footer .subscribe-line input::placeholder{color:#d3c9ba;opacity:1}
.mba-premium-footer .copper-button{font:16px/1.3 Georgia,serif;display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#b5845d,#975e38);border:1px solid #bf906d;color:#fff;padding:12px 18px;border-radius:0 4px 4px 0;box-shadow:inset 0 1px 0 #ffffff20;cursor:pointer;min-width:0}
.mba-premium-footer .copper-button:hover{background:#8b512d}
.mba-premium-footer .newsletter-note{font:12px/1.5 Arial,sans-serif;color:#c9bead;margin-top:10px}
.mba-premium-footer .footer-signature{display:flex;align-items:center;align-self:stretch;padding-block:10px}
.mba-premium-footer .signature-text{font:italic clamp(24px,2.2vw,30px)/1.27 Georgia,serif;letter-spacing:-.8px;transform:rotate(-5deg);background:none;padding:0;color:#f7f1e7}
.mba-premium-footer .signature-text span{display:block}
.mba-premium-footer .signature-text span+span{color:#dc9b66;margin-top:7px}
.mba-premium-footer .mba-shell-bottom{border-top:1px solid #98704e;margin-top:30px;padding-top:20px;display:flex;justify-content:space-between;align-items:center;gap:20px;background:none}
.mba-premium-footer .mba-shell-bottom p,.mba-premium-footer .mba-shell-bottom a{font:13px/1.5 Georgia,serif;color:#dcd3c6}
.mba-premium-footer .mba-shell-bottom nav{display:flex;gap:24px;flex-wrap:wrap;align-items:center}
.mba-premium-footer .sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.mba-premium-footer .subscription-status{margin-top:12px;font-size:14px}
.mba-premium-footer .subscription-status a{text-decoration:underline}
@media(max-width:1100px){.mba-premium-footer .mba-shell-grid{grid-template-columns:1.2fr .7fr 1.2fr;gap:28px}.mba-premium-footer .mba-shell-grid>div{padding-left:20px}.mba-premium-footer .footer-signature{grid-column:1/-1;border-left:0!important;padding:10px 0 0!important;justify-content:flex-end}.mba-premium-footer .signature-text{font-size:28px;transform:none}.mba-premium-footer .signature-text span{display:inline}.mba-premium-footer .signature-text span+span{margin-left:12px}.mba-premium-footer .wordmark{font-size:29px}.mba-premium-footer .mba-shell-bottom{flex-wrap:wrap}.mba-premium-footer .mba-shell-bottom p:last-child{flex-basis:100%}}
@media(max-width:760px){.mba-premium-footer{padding-top:30px}.mba-premium-footer .container{width:90%}.mba-premium-footer .mba-shell-grid{grid-template-columns:1fr 1fr;gap:28px 20px}.mba-premium-footer .mba-shell-grid>div{border:0;padding:0}.mba-premium-footer .mba-shell-grid>div:first-child{padding:0;grid-column:1/-1}.mba-premium-footer .wordmark{font-size:34px}.mba-premium-footer .tagline{font-size:10px}.mba-premium-footer .footer-explore{grid-column:1/-1}.mba-premium-footer .footer-explore nav{flex-direction:row;flex-wrap:wrap;gap:14px 22px}.mba-premium-footer .footer-news{grid-column:1/-1}.mba-premium-footer .subscribe-line{max-width:460px}.mba-premium-footer .footer-signature{justify-content:flex-start}.mba-premium-footer .signature-text{font-size:27px;line-height:1.4}.mba-premium-footer .signature-text span{display:block}.mba-premium-footer .signature-text span+span{margin:0}.mba-premium-footer .mba-shell-bottom{gap:16px;margin-top:25px}.mba-premium-footer .mba-shell-bottom nav{gap:13px 20px}.mba-premium-footer .mba-shell-bottom p,.mba-premium-footer .mba-shell-bottom a{font-size:13px}}
@media(prefers-reduced-motion:reduce){.mba-premium-footer *{transition:none!important}}
/* Distinct class names prevent legacy footer rules from altering the shared shell. */
.mba-premium-footer .mba-shell-bottom{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:22px}
.mba-premium-footer .mba-shell-bottom>p:first-child{justify-self:start}
.mba-premium-footer .mba-shell-bottom>nav{justify-content:center;justify-self:center}
.mba-premium-footer .mba-shell-bottom>p:last-child{justify-self:end;text-align:right}
.mba-premium-footer .mba-shell-bottom nav a{text-decoration:underline;text-underline-offset:4px;text-decoration-color:#8f785d}
@media(max-width:1100px){.mba-premium-footer .mba-shell-bottom{grid-template-columns:1fr auto}.mba-premium-footer .mba-shell-bottom>p:last-child{grid-column:1/-1;justify-self:end;flex-basis:auto}}
@media(max-width:760px){.mba-premium-footer .mba-shell-bottom{grid-template-columns:1fr;gap:16px}.mba-premium-footer .mba-shell-bottom>nav{justify-content:flex-start;justify-self:start}.mba-premium-footer .mba-shell-bottom>p:last-child{justify-self:start;text-align:left}}
.mba-premium-footer a{background:none;border:0;border-radius:0;margin-top:0;padding:0;box-shadow:none}
.mba-premium-footer .tagline>span{color:inherit;background:none}

/* Local integration: preserve the original wordmark and shared site chrome. */
.mba-premium-header .brand,.mba-premium-footer .brand{min-width:0;align-items:stretch;flex-shrink:0}
.mba-premium-header .header-inner{gap:24px}
.mba-premium-header #main-nav{gap:clamp(14px,1.6vw,24px);font-size:15px}
.mba-premium-header .header-actions{margin-left:0;align-items:center;gap:12px;flex-shrink:0}
.mba-premium-header .account-link{font:13px/1.4 Arial,sans-serif;white-space:nowrap}
.mba-premium-header #main-nav .header-mobile-account{display:none}
.mba-premium-header .header-signout{border:0;background:transparent;font:inherit;color:inherit;padding:8px 0}
.mba-premium-footer{margin-top:64px}
.mba-premium-footer .mba-shell-bottom{grid-template-columns:1fr 1.4fr 1fr}
.mba-premium-footer .mba-shell-bottom nav{gap:10px 20px}
@media(max-width:1120px){
 .mba-premium-header .container{width:92%}
 .mba-premium-header .header-inner{flex-wrap:wrap;gap:12px;min-height:92px;padding:15px 0}
 .mba-premium-header .header-actions{margin-left:auto}
 .mba-premium-header .menu-toggle{display:block}
 .mba-premium-header #main-nav{display:none;order:3;width:100%;margin:0;padding:10px 0 2px;gap:8px 24px;font-size:15px;flex-wrap:wrap;justify-content:flex-start}
 .mba-premium-header #main-nav.is-open{display:flex}
}
@media(max-width:760px){
 .mba-premium-header .container{width:90%}
 .mba-premium-header .header-inner{min-height:86px;gap:8px;justify-content:space-between}
 .mba-premium-header .wordmark{font-size:clamp(23px,7vw,29px);letter-spacing:-1px}
 .mba-premium-header .tagline{font-size:8px;margin-top:7px}
 .mba-premium-header .header-actions{gap:3px;margin-left:0}
 .mba-premium-header .header-actions button{padding:7px}
 .mba-premium-header .account-link{display:none}
 .mba-premium-header #main-nav .header-mobile-account{display:inline-block}
 .mba-premium-footer .mba-shell-bottom{grid-template-columns:1fr}
 .mba-premium-footer .wordmark{font-size:clamp(26px,8vw,34px)}
 .mba-premium-footer .tagline{font-size:9px}
}
@media(max-width:350px){.mba-premium-header .wordmark{font-size:22px}.mba-premium-header .header-inner{gap:6px}.mba-premium-header .tagline{font-size:7px}}

/* Compact footer: original five site sections plus Blogs; original legal row. */
.mba-premium-footer{padding:30px 0 20px;margin-top:52px}
.mba-premium-footer .brand{margin-bottom:14px}
.mba-premium-footer .wordmark{font-size:clamp(28px,2.4vw,34px)}
.mba-premium-footer .footer-explore nav{gap:6px;font-size:15px}
.mba-premium-footer p{font-size:15px;line-height:1.4}
.mba-premium-footer .mba-shell-bottom{margin-top:23px;padding-top:16px;grid-template-columns:1fr auto 1fr}
.mba-premium-footer .mba-shell-bottom nav{gap:12px 18px}
@media(max-width:1100px){.mba-premium-footer .mba-shell-bottom{grid-template-columns:1fr auto}}
@media(max-width:760px){.mba-premium-footer .mba-shell-grid{gap:22px 20px}.mba-premium-footer .mba-shell-bottom{grid-template-columns:1fr}.mba-premium-footer .footer-explore nav{gap:10px 18px}.mba-premium-footer .wordmark{font-size:clamp(26px,8vw,32px)}}