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Research method

How we check bank fees, limits and deposit rules

Users trust banking information only when it is grounded in the actual source. This page explains how MyBankAnswers approaches that source-checking process.

Primary sources come first

We prefer official bank fee schedules, disclosures, product pages, help articles and regulator guidance before using summaries from third parties.

What we verify

The most sensitive topics are fees, transfer limits, direct deposit timing, ATM rules, mobile deposit limits, funds availability and account eligibility rules.

Why this matters

Banking rules are full of exceptions. Looking at the original source reduces the chance of flattening those nuances into a misleading one-line answer.