Deposits and cash questions usually come down to three things: how much you can withdraw, when a deposit becomes available, and what the bank can place on hold.
National figures use the latest FDIC household survey and Federal Reserve consumer-payment research. They describe different populations and are shown as context, not as a direct one-to-one comparison.
An ATM limit controls how much cash you can take out. A mobile-deposit limit controls how much you can submit remotely. A funds-availability rule determines when deposited money can actually be used. Mixing them together is how banking answers become confusing.
Start with the specific action you are trying to complete.
Chase does not publish one universal mobile-deposit dollar limit for every personal account. In the Chase Mobile app, choose Deposit checks, select the account and open Learn More to see the limit that applies to you.
Umpqua can manage mobile deposit with account-based limits and eligibility rules. The live amount shown in the deposit feature is the most useful limit for a real deposit attempt.
Truist mobile-deposit limits can vary by account and service profile. The amount displayed inside the deposit flow is the one that matters if you are trying to avoid a rejected check submission.
SoFi can apply mobile check-deposit limits that vary by account standing and service review. The current allowance shown inside the app is more reliable than a copied number from another site.
Arvest mobile deposit limits are tied to your profile and can be reviewed by the bank over time. The amount shown inside the mobile-deposit screen is the one that matters on the day you deposit.
Arvest does not use one ATM cash number for every customer and every debit card. The amount you can withdraw depends on the card relationship, available balance and the ATM’s own cap.
Ally can apply mobile-deposit limits that vary by account history and risk review. The most reliable limit is the live amount shown inside the deposit flow when you prepare a check.
First Citizens currently lists an $8,000 daily Mobile Check Deposit limit and a $50,000 monthly limit for personal customers, with higher tiers for some business and wealth relationships.
BMO says Mobile Deposit limits depend on the type of accounts you have. The app shows the weekly combined limit before you submit a check.
Old National currently lists a $5,000 daily Mobile Deposit limit and a $25,000 rolling 30-day limit for personal accounts, with an 8:00 p.m. Central cutoff.
Old National says daily cash-withdrawal limits apply at both Old National and Allpoint ATMs, but the amount can vary. Client Care can confirm the limit for your card.
SouthState limits Mobile Deposits to $15,000 per business day. Deposits made by the bank’s cutoff are generally available the next business day unless a hold applies.
SouthState’s personal account disclosures list a $1,000 daily cash-withdrawal limit for personal debit cards, although available funds and machine limits can still reduce the amount.
Umpqua’s card agreement lists a $500 daily ATM-withdrawal limit for debit cards and a $300 limit for ATM cards, subject to available funds and any additional restrictions.
First Horizon says Mobile Deposit uses a dollar limit over a seven-day period. Your current amount is displayed in the Mobile Banking app and can vary with your banking relationship.
First Horizon publishes card limits in its debit-card agreement, but older web copies can show different figures. Check the agreement tied to your card before relying on a number from search results.
SoFi currently lists a maximum daily ATM withdrawal of $2,000 for Checking and Savings, subject to security controls and the ATM operator’s own restrictions.
Woodforest displays the daily and monthly limits for the selected account in Mobile Deposit. Deposits approved after 8:00 p.m. CT generally become available later.
Woodforest lets customers set a per-transaction card limit in the mobile app, but the underlying account still has its own ATM cash-withdrawal limit.
Zions says standard mobile-deposit limits are disclosed inside its mobile software and may change. Higher limits can be made available to qualified accounts.
Zions debit-card limits are product-specific, and the amount a machine will actually dispense can be lower. Check the current card disclosure before planning a large cash withdrawal.
Comerica says Click&Capture deposits are subject to deposit limits and other restrictions. The current amount for your profile should be checked in Comerica Web Banking and its terms.
Comerica says debit-card withdrawal limits depend on the checking or savings account linked to the card. The bank can also review a request for a higher limit.
Frost can apply daily dollar limits and other limits to Digital Deposits. The practical limit is the one attached to your account, and funds can still be delayed after a deposit is accepted.
Frost says personal debit and ATM cards can withdraw up to $1,000 per card per calendar day at participating ATMs, while the machine itself may impose a lower limit.
Bank of America says a single ATM withdrawal is capped at $1,000 or 60 bills, whichever limit is reached first. Your account, available balance and the ATM itself can still reduce what you actually receive.
Citizens does not publish one universal mobile-deposit dollar limit for every customer. Your current limit is shown inside the mobile-deposit flow, and availability depends on when the deposit is submitted and whether a hold applies.
Fifth Third says debit and ATM cards carry daily cash-withdrawal limits assigned for security. The exact limit is tied to the card and can be confirmed with the bank.
TD Bank offers mobile check deposit for eligible accounts, but its public consumer pages do not publish one universal dollar limit for every customer. Availability and account-specific restrictions are separate issues.
Card type, account settings and the ATM itself can affect the number you see.
Acceptance, availability and the reason for a hold are separate parts of the answer.
Mobile-deposit limits can be account-specific, so the app may be more useful than a generic number online.
Wells Fargo does not publish one universal cash-withdrawal number for every debit card. Your daily limit is tied to your card and account, and the bank gives you ways to confirm or request a change.
PNC does not present one public consumer ATM number that safely applies to every debit card. The practical limit is account- and card-specific, and the ATM itself can impose another cap.
U.S. Bank says the daily ATM withdrawal limit depends on your account type and account status. The exact amount is displayed inside online banking and the U.S. Bank Mobile App.
TD Bank’s personal account agreement lists standard daily ATM cash-withdrawal limits by card type. The amount can differ for standard debit, Private Client debit and ATM-only cards.
Huntington’s newest consumer account agreement no longer relies on one public dollar figure for every card. It says transaction limits are disclosed with the card and that higher limits may be available on request and approval.
PNC confirms that mobile deposits have daily and monthly limits, but the bank directs customers to the PNC Mobile app for the exact amounts that apply to their account.
Citizens publishes different daily ATM withdrawal limits by relationship level. Standard customers generally have a $500 daily ATM limit, while Quest and Private Client relationships can be higher.
Regions publishes a specific daily ATM withdrawal limit for its personal check card: $808. The machine, your available balance and account controls can still reduce the amount you receive.
Ally currently lists a $1,010 daily cash-withdrawal limit for debit cards, including ATM and over-the-counter cash withdrawals. The bank can arrange a one-time extended limit in special circumstances.
Citi does not have one useful ATM cash number that should be assumed for every card and account. Your debit-card settings, available balance and the ATM itself can all affect how much cash you can take out.
A Truist ATM withdrawal limit is not just an ATM setting. The card profile, account controls, available balance and the machine’s own dispensing limit can all determine the amount you can actually withdraw.
M&T Bank card limits can depend on the debit card and account relationship, while an individual ATM can impose a lower amount per transaction. The safest number is the one tied to your own card today.
Santander ATM cash access depends on the debit card, account settings and the ATM used. A generic limit found online may not match the amount available to your card on the day you need the cash.
KeyBank ATM withdrawals are controlled by the debit card, the account’s available balance and the machine itself. That means the practical cash limit can be lower than a headline number found in a third-party table.
Discover Bank customers can use debit-card cash access through supported ATM networks, but the amount available depends on card controls, account balance and the machine used. The network location can matter as much as the bank-side limit.
BMO debit-card cash access is shaped by the card’s daily controls, your available balance and the ATM’s own transaction rules. Those layers explain why two machines can produce different results for the same account.
First Citizens ATM access depends on the debit card, account relationship and the machine used. For a large cash need, the bank-specific card limit is more useful than a generic ATM number found online.
Citi supports mobile check deposit for eligible accounts, but the amount you can submit and the time before the money becomes available are separate rules. Your account terms and the live deposit flow are the right places to confirm both.
Wells Fargo sets mobile-deposit limits for eligible accounts and shows the applicable limit for each account. The bank also says limits can differ by account and can change, so a third-party number may not match what your app shows.
Bank of America displays the mobile-check deposit limit for your account inside the deposit flow. The bank also treats limit, processing date and funds availability as separate issues, which matters when a check is large or time-sensitive.
Huntington says mobile-deposit limits can vary by customer and are shown inside the mobile app. The bank also uses an unusually late business-day cutoff for mobile deposits, so timing can be just as important as the dollar limit.
Regions uses customer-specific dollar thresholds for mobile deposits and shows the current daily and monthly limits in the Mobile Deposit process. The bank also lets customers choose between standard processing and certain faster-availability options.
Fifth Third mobile check deposit is convenient, but the account-specific dollar limit and the time before funds are usable are separate controls. Your live app and deposit terms matter more than a static number copied from another customer.
M&T Bank mobile-deposit limits can depend on the account and customer profile. The useful number is the limit shown in your own digital-banking experience, not a figure copied from a different M&T relationship.
Santander mobile deposit can save a branch visit, but account eligibility, deposit limits and funds availability can differ. A high-value check is exactly where it pays to verify the current app rules before you endorse it.
KeyBank mobile-deposit limits are tied to the account and digital-banking service, while funds availability depends on processing and any hold. The live mobile-deposit screen is the best place to confirm the amount your account can accept.
Discover Bank customers can deposit eligible checks through mobile banking, but the amount allowed and the time before funds are available can depend on account status and current deposit controls. The app is the right place to verify the live limit.