Citi wire transfer fees and limits: what Citi currently lists online
Citi’s online wire fees depend on the customer relationship tier. Domestic and international wires are priced differently, and incoming wires can also carry a fee for standard relationships.
Citi’s online wire fees depend on the customer relationship tier. Domestic and international wires are priced differently, and incoming wires can also carry a fee for standard relationships.
Key takeaways
- Citi currently lists $25 for an online outgoing domestic wire and $35 for an online outgoing international wire in U.S.
- Citi publishes a tiered wire-fee table rather than one price for every customer.
- For example, the current page lists a $25 online domestic outgoing fee for a standard relationship and $17.50 at the next tier shown.
- This is why the answer to “How much does a Citi wire cost?” should always include the relationship tier.
What you need to know
Citi currently lists $25 for an online outgoing domestic wire and $35 for an online outgoing international wire in U.S. dollars for a standard relationship. Incoming domestic or international wires are listed at $15 for that tier. Higher relationship tiers may receive reduced or waived fees.
Why your Citi relationship tier changes the fee
Citi publishes a tiered wire-fee table rather than one price for every customer. A standard relationship pays the highest fees shown in the table, while other relationship tiers receive lower or waived charges.
For example, the current page lists a $25 online domestic outgoing fee for a standard relationship and $17.50 at the next tier shown. Some higher tiers have the fee waived.
This is why the answer to “How much does a Citi wire cost?” should always include the relationship tier.
Domestic and international wires have different pricing
For a standard relationship, Citi currently lists $25 for an online outgoing domestic wire and $35 for an online outgoing international wire sent in U.S. dollars.
For online international wires sent in foreign currency, Citi’s table lists the outgoing wire fee as waived across the displayed tiers. That does not mean the transaction is necessarily cost-free because foreign-exchange pricing can still affect the total amount received.
When comparing methods, look at the entire transaction cost rather than only the line labeled wire fee.
Incoming wires can have a fee too
Citi currently lists a $15 incoming wire fee for a standard relationship. Higher tiers shown on the page have incoming domestic and international wire fees waived.
If somebody is sending you a wire, the sending bank may also charge its own fee. Intermediary banks can be involved in some international transfers as well.
That means the sender’s cost and the recipient’s final amount are not always explained by one bank’s fee schedule.
Online wire limits are also relationship-dependent
Citi’s current online table lists a standard relationship limit of up to $50,000 per account per business day for domestic and international U.S.-dollar wires.
Higher relationship tiers shown in the table have no listed online limit in that same row. Foreign-currency international wires have separate limits.
For a large transfer, confirm both the dollar limit and the bank’s cutoff or processing schedule before initiating the wire.
Frequently asked questions
Official sources
Citi — Wire Transfer Services ↗Victor Hale
Victor is the team’s fine-print specialist. His work compares official fee schedules, limit language and account disclosures so readers can separate a universal rule from a bank- or customer-specific number.