Old National mobile deposit limits: $5,000 daily and $25,000 rolling monthly for personal accounts

How Old National Bank sets the mobile-deposit limit

Old National’s current Mobile Check Deposit page lists a $5,000 daily limit and $25,000 rolling 30-day limit for personal accounts. It also explains that deposits can be subject to extended holds and that Mobile Deposits have an 8:00 p.m. Central cutoff. That makes $5,000 daily and $25,000 rolling 30-day the useful reference point rather than a limit copied from an old forum post.

Why deposit limits are not the same as funds availability

A mobile-deposit limit answers how much you are allowed to submit through the app. It does not promise that the entire check will be available immediately. Old National Bank can still place a hold, review an image, reject an ineligible item or make only part of the deposit available while the check is being verified.

How to check your current limit before submitting a large check

Open the mobile-deposit flow and look for the limit shown for the destination account. If the amount is not visible, check the bank’s current digital-banking terms or contact support. Limits can change with account type, relationship history, recent returned items, risk review or product updates.

Cutoff times and weekends can change the calendar

A deposit made late in the day can be treated as received on the next banking day. Weekends and bank holidays can also push processing forward. For a check that you need for a scheduled payment, pay attention to both the deposit cutoff and the date the funds are expected to become available.

Avoid the most common mobile-deposit problems

Use a dark, non-reflective background, capture all four corners, enter the check amount exactly and follow the required endorsement wording. Keep the paper check until the deposit is fully accepted and the bank’s recommended retention period has passed. Never submit the same check again unless the bank instructs you to do so.

Frequently asked questions