Old National wire transfer fees: $30 domestic, $50 international and $16 incoming

How Old National Bank wire-transfer pricing works

Old National’s current personal wire page lists $30 for outgoing domestic wires, $50 for outgoing international wires and $16 for incoming domestic or international wires. The bank also explains that intermediary-bank beneficiary-deduction charges can apply to some international U.S.-dollar wires. The most reliable starting point is Old National’s current $30, $50 and $16 wire-fee schedule, because incoming, outgoing, domestic and international transfers can be priced differently.

The service fee is not always the total cost

For a domestic wire, the bank’s stated service charge may be most of the cost. International wires can be more complicated because currency conversion, correspondent banks and the receiving institution can affect what the recipient ultimately receives. A low stated fee does not guarantee the best total value if the exchange rate is less favorable.

Incoming and outgoing wires are different transactions

Banks often price incoming and outgoing wires separately. The receiving bank can also deduct a fee even when the sender has already paid Old National Bank. Before comparing two transfer methods, check which side pays each charge and whether an intermediary bank may deduct money in transit.

Verify the beneficiary details before you authorize the wire

Wire transfers are designed for final, high-value payments and are difficult to reverse after release. Confirm the recipient name, account number, routing or SWIFT information and beneficiary bank directly from a trusted source. Treat emailed “updated wire instructions” with caution, especially for property, business invoices or large purchases.

When ACH or another transfer may be better

If the payment is not urgent, compare an ACH transfer, bill pay, Zelle or another bank transfer. Those options can be cheaper, but they may have lower limits or longer processing times. For a deadline-sensitive payment, compare the fee with the bank’s cutoff time and estimated delivery date rather than choosing solely on price.

Frequently asked questions